We all know that you must be careful with what you post on social networking websites. Don’t tweet about being at the beach when you’re supposed to be at work; don’t post a picture of a keg stand when you’re supposed to be at home sick. Now, social media users will need to exercise a little more caution before tweeting, updating, and posting. Why? Your insurance agent could be watching.
Insurance agents are now utilizing social media to detect policyholders’ risky behavior. Bennita Wade is one insurance agent that admits she uses Facebook and Twitter to monitor users’ posts. Wade says that this type of monitoring will save money for customers who don’t exhibit questionable behavior, while those who are deemed risky will have higher premiums.
Kentucky resident, Nathalie Blanchard, knows this all too well. Blanchard was put on long term disability insurance through her employer’s insurance, after claiming her anxiety and depression made working impossible. Her disability insurance was quickly terminated after the agent discovered posts about Blanchard climbing a mountain and pictures of the woman partying at a bar’s Chippendale’s event.
Social media brings many benefits—both personal and professional; however, it’s crucial to remember that once it’s posted, anyone can see it. Often, Facebook updates will change privacy settings, so it’s wise to check periodically to make sure you know who has access to your profile.
Source: Wave3 News





